News from BGi.uk

Whilst the FCA Test Case is now complete, it is unlikely that judgement will be available until the middle of next month. That said, not all insurers were directly engaged with the test case and [...]

In April, the Government took the (I think) brave step of providing many UK businesses with a grant to help them survive this COVID-19 year of 2020.

Whilst the FCA Test Case is now complete, it is unlikely that judgement will be available until the middle of next month. That said, not all insurers were directly engaged with the test case and [...]

The legal test case brought by the Financial Conduct Authority against various insurers started yesterday 20th July in the High Court.

We have not yet had any meaningful response from either insurers or loss adjusters on behalf of the insurers. However, that is not to say that things have not been happening in the high echelons [...]

We have not yet had any meaningful response from either insurers or loss adjusters on behalf of the insurers. However, that is not to say that things have not been happening in the high echelons [...]

Since the designation of COVID-19 as a notifiable disease in England on 5 March, and the subsequent ratcheting of measures to slow the spread of the disease, business owners large and small have [...]

As the spread of COVID-19 gathers pace, there is increasing concern over not just the potential public health impact, but the financial consequences anticipated by businesses within all sectors. [...]

As the spread of COVID-19 gathers pace, there is increasing concern over not just the potential public health impact, but the financial consequences anticipated by businesses within all [...]

A USA lead meeting between some 1,500 major/international players appears to reveal/affirm the following: 50% of Americans will contract the virus (150m people) as it’s very communicable. [...]

With the spread of the Coronavirus prompting many questions please find some guidance below for our Travel Insurance customers

The world of cyber risk management is fluid and fast moving. We work hard to keep up so that our customers can too

'Cyber risk' means any risk of financial loss, disruption or damage to the reputation of an organisation from some sort of failure of its information technology systems

The short answer is 'Yes'! But too many people seem to trip up over this simple question: some purposefully (and we cannot change that) but some through ignorance or apathy.

Phishing is the term given to the activity of tempting you (as one amongst thousands) to give up your personal information. This can include everything from your nick-name to your bank account [...]

It is quite noticeable that those businesses who have asked themselves the question “What do we do in the event of a flood?” survive the effects of a flood and mitigate the financial consequences [...]

Your insurer needs to process your data for various reasons that include calculating premiums, offering products tailored to your needs and paying your claims.

What is Entity Cover and how can underwriters define the extent of cover to provide something competitive and meaningful.

Your insurer needs to process your data for various reasons that include calculating premiums, offering products tailored to your needs and paying your claims.

The annual Allianz Risk Barometer identifies top corporate perils based on the insight of more than 1,900 risk experts from 80 countries.

BGi.uk is frequently asked by our clients how they should react to and deal with the new GDPR regulations. I hope this will assist. First of all, the General Data Protection Regulations are [...]

The annual Allianz Risk Barometer identifies top corporate perils based on the insight of more than 1,900 risk experts from 80 countries. Here we look at the risks ranked most important by those [...]

The following article, written by Michele Bacchus, should be of interest to everybody in the insurance industry; particularly those engaged in the cyber sector in one way or another.

Internet Liability insurance is increasingly relevant to every person or business who uses any form of electronic communication or data transfer – or simply has a presence on the ‘World Wide Web’.

On May 25th next year the European Union’s (EU) new data protection framework, the General Data Protection Regulation (GDPR), will become law.

Would you dance if I asked you to dance? Would you run and never look back? Would you cry if you saw me crying? Would you save my data tonight?

Cyber security affects companies’ credibility and capacity to operate in the digital world, explains Sam Jones, project development executive at BGi.uk

We would like to introduce our chosen charity: The MahaDevi Yoga Centre. The MahaDevi Yoga Centre is the only centre in Europe fully dedicated to offering yoga therapy treatments to children and [...]

Due to recent change to the way that personal injury claim settlements are calculated, you need to review the Limits of Indemnity required. The “Ogden” Discount rate will be reduced from 2.5% - [...]

I’m sure you know yourself. You know your business. Of course you want to protect everything in it. Right? Ask any business owner – they will tell you their time is their most precious asset. [...]

Cyber-crime is unquestionably one of the biggest threats facing the public and private sectors today. Yet in the face of constant warnings and advice we are still seeing a worryingly lax approach [...]

With General Data Protection Regulation(GDPR) looming, the management of data a legal requirement and Cyber events indiscriminately affecting small businesses and large businesses alike on a [...]

This review is about the draft suite of National Occupational Standards (NOS) for the role of Yoga Teacher. It has been produced for consultation purposes.

The A-Z of computer and data security threats. Whether you’re an IT professional, use a computer at work, or just browse the Internet, this book is for you. Sophos explain the facts about threats [...]

Cybercrime is going to affect us all, either directly or through third parties. The average cost of a cyber-attack for companies with under 100 employees is £25,7361.

Companies are increasingly at risk of their data being breached through third-party providers, and upcoming regulations will soon make corporates liable not only for data breaches within their [...]

We have brought together leading experts to discuss cybersecurity risks to coincide with our spring update to the Risk Outlook.

BGi.uk are delighted to announce that we have completed the Cyber Essentials certification program.

There is a confused approach toward the management of cyber risks with a lack of clear standards, a varied

There is still much debate as to how many people are injured as the direct result of practising yoga.

The following talk was delivered at an open meeting by Nick Elwell to which The British Wheel of yoga and Skills Active were invited but did not attend.

Comment on and response to the question of and recommendations made regarding insurance in the Draft PAS 520:2017 report.

What follows is a cautionary tale from someone who was targeted by Ransomware:

Ransomware is a type of malicious software (aka malware) that prevents users from accessing a device or system by

Regularly repeated action Having invested time and money in identifying your ideal customer and delivered your beautifully crafted message,

Nothing happens until someone does something You have a list of prospective customers, you know what you want to say and when you plan to deliver your message.

Make a 12-month marketing plan We all know we need to be marketing our business. We can get carried away with grand ideas that soon die out.

How are you going to get through? With your list of ideal prospective customers and a clear message, the next problem to overcome is how to get

The money is in the list Not everyone is an ideal customer. It is better to talk to one person who is likely to buy

Who do you need to talk to? Contrary to popular opinion, your target market is NOT everyone. Can this really be true?

So, who do you think you are? Before starting any marketing campaigns, you must have a clear identity.

A short while ago the process to introduce a National Occupational Standard (NOS) for the teaching of Yoga

Open letter to STA regarding BGi.uk Insurance for swim teachers and schools

A Guide to Protecting your Business

I am against the institution of a National Occupational Standard for a Yoga Teacher [NOS] because:

We have Jeremy Jones’ permission to publish his letter to Ms Caroline Larissey of Skillsactive. Particularly interesting

An open letter commenting on the help that a “Skills Active” certificate would provide us, in the insurance industry

This document prepared by Jupiter should be read by all business owners.

New figures from the Association of British Insurers (ABI) have revealed that insurers uncovered more than

Good morning.  You asked about Cyber insurance. It has taken a while, but we now have a couple of Cyber policies

Open letter from BGi.uk to Skills Active regarding the proposed regulation of ‘Yoga’

Keith ap Own is very much a scholar and a gentleman. A true yogi of the 60s but one wearing a blazer not a kaftan. His love of (and training in) Yoga started and continues with mental well-being; [...]

We have all seen films where the eye of the scientist or the finger of the secretary is “stolen”

The Financial Conduct Authority (FCA) has issued its proposed new rules and guidance for general insurance renewals in the retail market.

We were contacted by one of our Swim School Insurance customers who had been asked by other swim schools if they recommended BGi.uk Insurance

BGi.uk have been working very hard searching for new modalities within the Yoga & Holistic sector and recognising therapies

We are faced this week with a momentous decision, one that will potentially have repercussions for decades to come.

What is the Insurance Act 2015?

A metaphor for describing the non-physical terrain created by computer systems. For example, online systems create a cyberspace within which people can communicate with one another (email, social [...]