Choosing to work from home frees you from the daily commute and can greatly reduce your expenses. You’ll also have more control over how you work, your hours and work-life balance. Having inadequate insurance, however, can put your livelihood at risk.
Have you considered that working from home with standard home insurance cover may even put you at risk of your policy being invalid?
Working from home can introduce several new risks, particularly when it comes to Public Liability insurance for business visitors. Claims can arise from the most unexpected situations, say, a client trips over a misplaced item while crossing your hallway and has a bad fall – you could be found liable for compensation costs.
Further considerations should also be given to covering your business equipment, or even stock kept within your home.
BGi.uk offer bespoke solutions for full-time, part-time and hobby business home workers.
Cover is available for:
- Multiple businesses
- Garden buildings.
- Business equipment
- Business stock
- Public Liability up to £5 million
Many of the world’s most successful companies started in a spare room – but even if you work from home, it’s still vital that you’re properly insured.