Hairline Inc Ltd was founded in 2016 by James Murphy in Chester, Cheshire. To date, James has carried out over one thousand treatments and delivered his one to one, bespoke Scalp Micropigmentation (SMP) training course to over eighty budding technicians. James has been a finalist for UK Technician of the Year in the prestigious Team Micro SMP awards twice, and has built up an excellent reputation as one of the UK’s leading artists in the field. Hairline Inc now has three specialist clinics – Chester, North Wales and Birmingham, and caters for both men and women seeking hair restoration services via micropigmentation.

A few facts to compare with your current policy
  • ● Public Liability (Indemnity Limit £5,000,000 per insured person or business: £10,000,000 available on request)
  • ● Malpractice Cover & Professional Indemnity (Indemnity Limit £5,000,000: £10,000,000 available on request)
  • ● Products Liability (for items sold in connection with your insured business)
  • ● Working from home, at a client’s home, or at any owned, rented or hired premises anywhere in the world excluding the USA/Canada
  • ● Damage to rented/hired third party premises
  • ● Accidental loss or damage to your business stock and equipment
  • ● Overall Limit £5,000: Single item limit £1,000: excluding mobile phones
  • ● Libel & Slander
  • ● Breach of confidentiality, negligence or breach of duty of care
  • ● Website and e-mail infringement arising from the promotion, marketing and advertising of your insured business
  • ● Additional Legal Expenses (Currently only available in the UK & Ireland)
  • ● Geographical coverage: World Wide
  • ● Jurisdiction: World Wide excluding the USA & Canada (Cover may be available on request)
  • ● Indemnity to principals
  • ● Member to member liability included
  • ● Retro-active date 2006 or since the date you have held Medical Malpractice/Liability insurance without break or interruption
  • ● 12 months run off cover to allow for periods when you might not be working
  • ● On-line teaching and pre-recorded teaching is included. However, you should also consider additional media insurance, which is beyond the scope of this insurance
  • ● Loss of Reputation extension
  • ● Emergency First Aid and Good Samaritan Acts included●

For Insurance as an individual teaching or practising you may apply for insurance using the Quote Form.

Health & Wellbeing Insurance Quote Form