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Professional Indemnity

Professional indemnity insurance can help protect your business if a client claims that there is a problem with the work you’ve done, or the advice that you have given. It can offer cover if you need to pay compensation to correct a mistake or settle a claim, and can also cover your legal defence costs.

This can include claims arising from the following:

  • Negligence – being careless in your work, such as giving bad advice or making a mistake
  • Infringement of intellectual property rights – for example re-using content from a website without permission
  • Defamation – making false or damaging claims about a person or organisation
  • Breach of confidence – sharing confidential or commercially sensitive information without consent

Here are some examples of how you might make a claim and what your insurance may cover:

  • A client made some business changes based on advice you gave them. The changes didn’t bring the benefits they expected and cost them money. So they make a claim against you for compensation. Professional indemnity insurance would cover the claim for compensation plus the costs of defending or settling the claim.
  • You included a case study about a former client in a presentation at a conference. Afterwards that former client makes a claim against you for defamation, alleging that you made a false statement about them, and demands you pay compensation. Professional indemnity insurance would cover the compensation payable plus your legal defence costs.

Our areas of expertise include:

  • accountants
  • architects
  • commercial
  • communications, media and technology
  • contractors, engineers
  • healthcare and medical
  • independent financial services
  • single projects
  • small to medium-sized enterprises

Our professional liability brokers have access to a number of specialist markets for a number of professional indemnity risks.

Our Insurances

Allotment

Everything in life carries a risk and allotments are no different

Commercial

We offer a wide range of property, liability and other covers that can be tailored to meet the needs of your business.

Cyber Risks

Cyber security and the protection of information can be a challenge for companies of all sizes.

Freight & Marine Cargo

We specialise in Cargo Insurance, which includes transits by any method including sea, air and road.

Home Insurance

The properties insured range from a humble croft to something rather grander.

Liability

Liability insurance in its simplest or most complicated form is to protect against litigation.

Package

Package Insurance is just that!

Park & Leisure Homes

Our new policies for Park Homes and Leisure Homes.

Professional Indemnity

Professional indemnity Insurance is designed to protect you against financial loss caused by negligence, error or omission.

Property Owners

We cater for both commercial and domestic properties. Single properties and substantial portfolios.

Swim Insurance

Swim Teachers and Swim School Insurance.

Health & Wellbeing

BGi.uk have designed a series of Insurance policies – for individuals, for groups and for businesses.

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